Funding for Construction

Bridge the gap between winning a bid and getting paid — so materials, crews, and equipment are never the bottleneck.

The challenges

What construction businesses are up against.

Construction runs on thin timing: you front the costs long before the client pays the final invoice.

Slow progress payments

Draws and retainage can lag 30–90 days, leaving you to carry material and labor costs in the meantime.

Front-loaded job costs

Materials and mobilization are due before the first payment ever arrives.

Equipment-heavy work

Excavators, lifts, and trucks are expensive to buy and costly to rent over a long project.

Payroll that can't wait

Crews need to be paid weekly regardless of where client invoices stand.

By the numbers

How we put capital to work.

$2M
Max project funding
48hr
Typical approval
90%
Of invoice advanced
6+ mo
Time in business

Common uses of funding in construction

  • Buying materials before a draw clears
  • Mobilizing crews on a new project
  • Financing or renting heavy equipment
  • Covering payroll between progress payments
  • Taking on a larger contract with confidence
  • Bonding and bridging retainage holdbacks
In their words

Trusted by businesses like yours.

We bid a job three times our usual size and Green Coast's factoring let us buy materials and make payroll without touching our reserves. We finished early and bid the next one even bigger.

Marcus Reyes
Owner, Reyes Concrete & Grading
Eligibility

Do you qualify?

Construction firms qualify across our product line. These baselines cover most approvals — and factoring can work even for younger companies with strong commercial clients.

  • 6+ months in businessA short operating history is enough for most of our products.
  • $15,000+ monthly revenueConsistent revenue shows capacity to repay.
  • 500+ credit scoreWe work with a wide range — stronger scores unlock better rates.

Build without the cash-flow gaps.

From materials to payroll, get the capital to take on bigger jobs. Apply in five minutes with no hard credit check.