Funding for HVAC
Stock seasonal inventory and finance service vans so you're ready before the first heat wave or cold snap.
What HVAC businesses are up against.
HVAC demand swings hard with the seasons, forcing you to invest in stock and crews before the revenue arrives.
Seasonal demand spikes
Revenue concentrates in summer and winter, but you must staff and stock up before the rush begins.
Inventory carrying costs
Units, parts, and refrigerant tie up cash months ahead of installation season.
Fleet & equipment
Service vans, tools, and diagnostic gear are essential and expensive to maintain.
Lumpy cash flow
Slow shoulder seasons can leave gaps in payroll and overhead between the busy months.
Funding solutions for HVAC.
We give HVAC contractors capital that flexes with the seasons and funds the gear that drives revenue.
How we put capital to work.
Common uses of funding in HVAC
- Pre-season inventory and equipment buys
- Financing or adding service vans
- Covering payroll in the shoulder season
- Stocking refrigerant and replacement parts
- Funding a marketing push before summer
- Hiring and training seasonal technicians
Trusted by businesses like yours.
Every spring we have to stock vans and hire before a single AC call comes in. Our Green Coast line of credit lets us gear up early and pay it down once the heat — and the revenue — arrives.
Do you qualify?
HVAC contractors are a great fit for our flexible products. Lines of credit and equipment financing align perfectly with the seasonal, fleet-driven nature of the trade.
- 6+ months in businessA short operating history is enough for most of our products.
- $15,000+ monthly revenueConsistent revenue shows capacity to repay.
- 500+ credit scoreWe work with a wide range — stronger scores unlock better rates.
Be ready before the season turns.
Fund inventory, vans, and crews ahead of the rush. Apply in five minutes with no hard credit check.