Funding for Retail

Stock up for peak seasons, open a second location, or fund a marketing push to drive more foot traffic.

The challenges

What retail businesses are up against.

Retail lives and dies by inventory timing — you buy stock months ahead and hope it sells through at the right margin.

Inventory ahead of demand

Peak-season stock must be bought and paid for long before customers buy it.

Seasonal concentration

A large share of annual sales can land in just a few weeks, straining cash beforehand.

Expansion costs

A second location or store remodel demands capital that current sales can't cover alone.

Marketing to drive traffic

Campaigns and promotions cost money upfront to generate the sales that follow.

By the numbers

How we put capital to work.

$500K
Common funding
Same day
Funding speed
Flexible
Repayment options
6+ mo
Time in business

Common uses of funding in retail

  • Stocking up for peak shopping seasons
  • Opening or remodeling a location
  • Funding marketing to drive foot traffic
  • Bridging cash flow between buying cycles
  • Adding e-commerce or POS capabilities
  • Negotiating bulk supplier discounts
In their words

Trusted by businesses like yours.

We need our holiday inventory on the shelves by October, but the cash doesn't come in until December. Green Coast's line of credit bridges that perfectly — we stock up early and pay down as we sell.

Aisha Malik
Owner, Cedar & Pine Home Goods
Eligibility

Do you qualify?

Retailers fit naturally with our flexible products. Lines of credit and merchant cash advances work well with seasonal, card-driven sales.

  • 6+ months in businessA short operating history is enough for most of our products.
  • $15,000+ monthly revenueConsistent revenue shows capacity to repay.
  • 500+ credit scoreWe work with a wide range — stronger scores unlock better rates.

Stock the shelves, grow the store.

Fund inventory, expansion, and marketing on your calendar. Apply in five minutes with no hard credit check.